The Department for Work and Pensions (DWP) has officially announced a new round of financial relief, confirming a £450 cost of living payment UK residents can expect this June 2025. This one-off support measure is designed to help low-income households cope with inflationary pressure, rising utility bills, and ongoing food price surges.
As families across the UK continue to feel the pinch, this timely intervention aims to ease financial strain during the peak of summer expenditures. The latest support follows previous cost of living payments issued in 2022, 2023, and 2024 under the government’s broader commitment to tackling economic hardship.
Who Will Receive the £450 Cost of Living Payment UK?
The £450 cost of living payment UK is targeted at households already receiving certain means-tested benefits. According to DWP’s latest criteria, those eligible include recipients of:
- Universal Credit
- Pension Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Income Support
- Working Tax Credit
- Child Tax Credit
To qualify, a claimant must have received one of these benefits during a specific assessment window in May 2025. Those who newly apply or become eligible afterward may not qualify for this particular round.
Payment Dates and Distribution Timeline
DWP has outlined that payments will begin rolling out from 10 June 2025, with most eligible claimants receiving their funds by the end of the month. The payments will be made directly into bank accounts with the reference “DWP COLP” or “HMRC COLP” depending on the benefit received.
| Key Details | Description |
|---|---|
| Payment Amount | £450 (one-off) |
| Start Date | 10 June 2025 |
| Eligibility | Means-tested benefits (as listed above) |
| Payment Method | Direct deposit |
| Payment Reference | DWP COLP / HMRC COLP |
The DWP has urged recipients not to contact their office unless they haven’t received the payment by 30 June 2025, as the system is fully automated.
Why the New £450 Support is Crucial in 2025
With inflation still outpacing wage growth and essentials like food, fuel, and rent becoming more expensive, vulnerable groups are finding it difficult to stay afloat. The UK government, through the DWP, recognizes that additional assistance is necessary to maintain a basic standard of living for those most at risk.
While energy prices have stabilized somewhat since their 2023 peak, other living costs continue to climb. Many households, especially pensioners and single-parent families, remain heavily reliant on such payments to bridge the gap between income and expenses.
Avoiding Scams: How to Protect Yourself
The DWP has also warned of a rise in scam attempts, with fraudsters impersonating government departments to exploit vulnerable recipients. It’s essential to remember that the DWP never asks for personal information via text, email, or phone to process payments.
Always log into your benefits portal via the official gov.uk site and avoid clicking on unsolicited links or downloading attachments from unknown sources.
Future Payments: Will There Be More?
As of June 2025, no formal announcements have been made about additional cost of living payments beyond this £450 support. However, depending on future economic trends and political developments, further rounds may be considered later in the year.
Those dependent on financial support are encouraged to keep their benefit records updated and follow official channels for the latest updates.
FAQs
Who qualifies for the £450 cost of living payment UK in June 2025?
Anyone receiving means-tested benefits like Universal Credit, Income Support, or Pension Credit during the May 2025 assessment period will likely qualify.
How do I check if I’m eligible?
Eligibility is determined based on your benefit status in May 2025. You can verify this through your online DWP or HMRC account.
When will I receive the payment?
Most payments are expected between 10 June and 30 June 2025.
Will this affect my other benefits?
No, this payment is separate and does not count as income or affect other benefit entitlements.
Is there a need to apply for the payment?
No application is required. If you’re eligible, the payment will be made automatically.
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